Timofey PerovExecutive Director of the fintech platform "Fast River"Either you are online or you lose
The pandemic and the subsequent removal madeonline purchases and services are super-demanded, made to think about the transition to the digital even of those market participants who shrugged it off to the last, and therefore now you can open an additional account, deposit, apply for a loan or use the services of a broker without leaving your home almost in every bank.
But it's not just a pandemic:banks, in fact, were among the first to feel the possible potential of digitalization, including in Russia. Back in 1997, Guta-Bank, for example, launched the Telebank service, with which the bank's customers could manage their accounts remotely by phone; in 2000, the function of ordering bank cards appeared on the Alfa-Bank website. And such digital banking enthusiasts as Rocketbank, Monzo and Revolut at the dawn of the 2010s proved that neither banks nor clients need offline offices to function properly.