At WWDC 2022, Apple announced the updated wallet app and Apple Pay in iOS 16. Along with the update
The option is called Apple Pay Later.It allows you to pay for goods in installments. In total, you can divide the amount into four equal payments. To do this, just select the desired option in the Wallet app when making a payment. You can get interest-free installments for up to six weeks. Payments are managed through the same Wallet app, meaning you can conveniently manage your budget. What's important is that Apple Pay Later is available wherever Apple Pay is accepted. The option does not require additional integration on the part of the developer or seller.
In addition, it is now possible to track the delivery of goods by track in the wallet.