KarMani is a microfinance company that does not practice the standard model of lending to citizens. MFIs do not
The company specializes in lending to individualspersons secured by a car, the amount of issue can reach 1 million rubles. Loans are issued in a simplified manner, without certificates and guarantees. Today, loans secured by a car from KarMani are issued in more than 60 regions of the Russian Federation. The total number of loans issued for a car is more than 47 thousand, the company's loan portfolio is 3.5 billion rubles.
The detailed overview presents the conditions and rates, as well as describes the procedure for applying for a loan in KarMani.
Using the special CarMoney applicationusers can instantly make and calculate payments, apply for a loan, and receive information on all their loans. The program is suitable for Android OS and iO.
Key advantages of MFO KarMani:
- issuing loans for a car without leaving the vehicle for storage;
- simple issuance scheme and good conditions for concluding an agreement (38% of clients become permanent);
- you do not need to issue a CASCO;
- no certificates are needed, only a passport and documents for a car are required from the borrower;
- you can organize a manager's visit to the house;
- delivery of money on the day of circulation.
The disadvantages include the possibility of refusal after preliminary approval by online application, as well as the minimum term for concluding an agreement - according to the terms of the company, it is 2 years.